Sam Burgess

When you have regular prescription medicines you need to take it can be very expensive. Fortunately, most seniors are eligible for a prescription medical coverage through Medicare. You can make use of Medicare to get your drug expenses covered fully or partially. Here are some tips on how to save money through this plan. Choose the right plan The average Medicare beneficiaries are enrolled in Medicare Part A and B, which provides hospital and medical insurance. They can further sign up for Medicare Part D to get their prescription drug covered. The other option is to choose Medicare Part C, which has all the benefits from Medicare Part A, B, and D. You can also get extra benefits such as health maintenance organization and special needs plan. Part C is only offered by private companies approved by Medicare. However, considering the price, Part C may not be beneficial for some people because they might not be able to take advantage of the benefits because it is not well suited to the...

Statistics says that there are approximately 11 million American citizens who are over 65 years old and poor. These people are also known as “dual eligibles.” The term means they qualify for both Medicaid and Medicare. But there’s a catch. These two major health programs have nothing to do with each other. So, what we have in our hands? Dual eligibles who are in a dilemma because they cannot make the most of the medical benefits and services of Medicaid and Medicare. These individuals should receive the best kind of health care. Unfortunately, there are some issues regarding the connection of the two health programs. This is despite the fact that there is about 27% of Medicare costs and 40% for Medicaid costs account for these people. Medicare and Medicaid Should Meet Halfway There is a government agency that works as an umbrella for Medicare and Medicaid. It is the United States Centers for Medicare & Medicaid Services (CMS). This agency should be responsible for the alignm...

It is a bit funny that almost all Americans are using health insurance, but many don’t know how to use it properly, or even understand it fully. If you are hoping to take advantage of the benefits of your insurance, then you are not alone. Many other policyholders review the status of their health insurance plan, and think of ways to get the most out of it. Here are 4 great ideas on how to reap the benefits from your health insurance policy.   Check the Available Options for You The cost of your health insurance most likely takes a big part of your budget. You should not hurry the process of reviewing your options. Dedicate some time to research and find the medical plan that can give a lot of benefits. Your employer may give you health insurance, if not, you can purchase from your local insurance company.   Determine How You Use It Your health care usage every year as well as the medical history of your family, are major factors the affect the cost of your insurance....

Medicare Prescription Drug Coverage is Part D of the Medicare plan. As the name suggests, it pertains to prescription medicines. If you have Medicare, you can buy insurance that will cover prescription drugs. Medicare works hand and hand with insurance firms to provide policyholders the necessary benefits. One good thing, you can obtain Medicare regardless of your health problems, income, or the costs of your medicines. When Is the Enrollment Date? The first thing you need to do is apply for Medicare Advantage Plan. Once you qualify for it, you may transfer to Part D plan with a 5-star rating. It is available all year round. If you want to sign up for other prescription drug plans, or you are new to Medicare, the enrollment time is between October 15 and December 7. There are special circumstances that allow you to get this prescription drug plan, for example, you switch coverage, you change residence, or drop your insurance policy. As soon as you qualify for it, it is better to ...

It’s almost funny when you stop and think about it, how many Americans are paying a lot of money for their health insurance without knowing how to use it properly. Many don’t truly understand some of the most important benefits available. If you are hoping to take advantage of the benefits of your insurance, then you are not alone. Many other policyholders review the status of their health insurance plan, and think of ways to get the most out of it. Here are 4 great ideas on how to reap the benefits from your health insurance policy. Check the Available Options for You The cost of your health insurance most likely takes a big part of your budget. You should not hurry the process of reviewing your options. Dedicate some time to research and find the medical plan that can give a lot of benefits. Your employer may give you health insurance, if not, you can purchase from your local insurance company. Determine How You Use It Your health care usage every year as well as the medical h...