Sam Burgess

A Medicare Supplement plan must be able to satisfy your personal needs. So, the best Medicare plan may be different for everyone. To find out the best Medicare Supplement insurance plan for you, you must first know all about your current Medicare health insurance. It will also determine whether or not you are eligible for a Medicare Supplement insurance plan. Original Medicare and Medicare Advantage There are 2 ways to receive hospital and medical care coverage through Medicare. One of it is through “Original Medicare” which includes hospital insurance (Part A) and medical insurance (Part B). The next one is through Medicare Advantage (Part C). It’s a type of Medicare health plan offered by private companies that partner with Medicare to provide you with all your Part A and Part B benefits. The hospice care which is still covered under Part A even when you’re enrolled in a Medicare Advantage plan is exempted though. And you may only use Medicare Supplement plans with Original Medic

The holiday season is approaching and many people are making plans for traveling. Did you know that when you travel overseas, it is vital to buy health insurance because you can never tell when you will be facing a costly medical bill abroad? A retired woman recently reported that she has been paying $50,000 of hospital bills even though she had health insurance. Apparently, her insurer was questioning one of her answers on her application form. You can prevent this from happening to you during one of your travels, by following these 5 helpful tips. Be truthful. If you want your claims to be qualified, then answer your medical questionnaire truthfully. Put all your health conditions especially the chronic ones. If you are not certain, you can ask your doctor about it. Moreover, do not forget to inform your insurance company if your health has improved or worsened by any means. It is really important to read and understand your health coverage. Keep in mind that travel policy

Do you know if your health insurance will cover you if you are out of the country? It is highly recommended to know the answer to this question before you travel again. In case your policy has some limitations regarding travel coverage, you still have time to do the right thing. You need to get the proper coverage that is suitable for your needs. You need to call your insurance company and find out if your health coverage still applies outside the U.S. border. Have them answer these questions: Will my policy cover me when I become sick or involved in an accident? Do I need to pay out-of-pocket when I am abroad before I file a reimbursement claim? Will my policy cover pre-existing health conditions when I am out of the country? Insurance companies generally consider medical emergencies as something that a person thinks their health would be at risk if there is no medical attention given. Examples of these are serious injuries and heart attack. Rest assured that most in