5 Good Reasons To Sign Up For Health Insurance

Health insurance is a form of health investment that can answer to occurring medical expenses, health maintenance, and other medication needed or as prescribed by an attending physician.

Health insurance also covers surgery expenses and other categories on your hospital bills. This type of insurance works in different schemes like out-right or for reimbursement, all depending on your agreed terms with your insurance company.

Insurance belongs to the higher ranks when it comes to the essential things to have. Employers are also quick to settle with different agencies to offer their employees the health insurance benefits as a form of thanking and keeping them – especially to those key ones or belong to the top management.

To keep you guided about getting a health insurance, here are five good reasons to sign up for it:

  1. To keep your mind at peace

Let’s face it, medications and any hospitalization-related scenario can take a toll on you. Yet, these things are inevitable.

To keep your mind at peace and to keep you guarded about your health or any emergency, getting health insurance is an answer. Health insurance can answer to your immediate medical needs when the time comes and it sure worth every penny.

  1. Lower medical expenses

Insurance companies have tie-ups with different hospitals and medical partners. In this regard, their partnership offers discounted amounts on medical procedures, hospital room rates, and follow-up check-ups.

  1. Access to a physician of your own

Having a health insurance just means more health security. So, the access to a physician of your own takes a great part. For those who do not have any health insurance, they are more likely to use the Emergency Room (ER) which usually offers less access to specialists.

  1. Better health condition

Health insurance has a lot of coverage and bonuses by which you can make use of to access better health care. This can include free check-up or any follow-up recommended by your attending physician.

  1. Preventive care and full maintenance

Health insurance holders are given access to health care services such as blood pressure screening, tobacco screening and intervention, diet counseling, vaccines, depression screening to enumerate a few.

Health insurance has a lot of advantages and good reasons why you need to invest. Investing in a health insurance just means investing in your health as well. More so, this type of insurance is greatly sought after especially working individuals who want their health to be secured.  At Dave Silver Insurance, we aim to provide comprehensive insurance policies that makes your life easier. You can get more information about our products and services by calling our agency at (941) 907-2879. Get your free quote today by CLICKING HERE.

//jeffgrimm.lpages.co/leadbox-1502312966.js

5 Good Reasons To Sign Up For Health Insurance syndicated from http://www.davesilverinsurance.com/

Comments

Post a Comment

Popular posts from this blog

Retiring & Needing Medicare Coverage

If you are retiring or losing employer coverage and are in need of obtaining Medicare coverage, there are some simple steps that you will need to do to ensure that you get your coverage on time. If you went on Medicare while you were employed and you decided to only get Part A of Medicare, you will need to get your Part B started. You just can’t go online and apply for Medicare Part B . There are a couple of forms you will need to take down to Social Security or mail into Social Security.  You need to know that you need both Part A and Part B to obtain Medicare Supplement coverage or a Medicare Advantage plan (For Part D drug coverage you only need Part A OR Part B. You do need both) This is necessary because if you cannot prove “credible coverage” you cannot start Part B whenever you want and you will be penalized 10% per year that you went without “credible coverage”. To avoid this call or email me and I will provide you with both forms.  There is one form you to fill out another
Read more

Choosing the Right Medicare Advantage Plan

When it comes to decide on a Medicare Advantage plan , you have to make sure that you fully understand the coverage and its limitations.  Many people I speak to tell me that they have Medicare Supplement coverage when in fact they have a Medicare Advantage plan. There is a big difference. Medicare Advantage Plans are network driven health plans. There are 3 types of plans: HMO, PPO and PFFS. The 2 most common ones are HMO’s and PPO’s.  HMO require referrals to see specialists. With this type of coverage, your primary care provider(PCP)will “quarterback” your care.  Under PPO’s, referrals are not required to see specialists and you are covered both in and out of network. However, out of network  will cost more. Most Medicare Advantage plans include Part D drug coverage along with extra benefits like dental, vision, Silver Sneakers, etc… When selecting plan you need to make sure that your doctors accept the plan you are applying for. If there are important doctors that you need to se
Read more

Evaluate Your Medicare Drug Coverage Every year

Most people select a Part D Prescription drug plan and don’t ever change it.  This is a huge mistake. What few people realize and that the drug companies change their formularies (list of covered prescriptions) each year. A drug they may cover one year, they may not cover at all the next.  A drug that was considered a Tier 1 (lowest cost tier) may change to a Tier 3 the following year thereby increasing the cost of that prescription. Your drug plan premium may also increase each year, as well.  Obviously, this too will increase your cost. So even if your prescriptions do not change, your drug coverage needs to be looked at each year.  I work with many people on their Medicare in Florida and many of them save money by me evaluating their drug coverage and moving to a plan with the lowest overall cost. Overall cost is defined as the monthly premium for the drug plan + the cost of the prescriptions at the pharmacy.  Whichever plans comes in the lowest that would be your best option fo
Read more